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Personal Chaperone
Free Repayment Guide
In Grace
Understand Grace
Verify Student Loan Record
Update Your Contact Information
Verify Loan Servicer Information
Verify Student Loan Information
Manage Student Loan Accounts
Consider Consolidation
Apply for Consolidation
Choose Repayment Schedule
Lock In Interest Reductions and Initial Exemptions
Prepare for First Payment
Determine First Payment Logistics
Set a Budget
Practice Loan Repayment
Prepare Contingency Plans
Save and Invest
Study Up on Repayment Support
Boost Credit Health
Pay Down Credit
Verify Credit Record
In Repayment
Monitor Your Budget
Compare Estimates to Actuals
Assess Budget Sustainability
Adjust As Necessary
Maintain Your Credit
Make On-Time Payments
Update Contact Information
Keep Track of Changes to Your Loan Servicer
Check Your Credit Record
Check Your Credit Score
Prevent Identity Theft
Integrate Life Events
Utilize Program Benefits
Consider Deferment and Forbearance
Consider Alternative Repayment Options
Active Financial Planning
Invest Early and Often
Utilize Tax Benefits
Get Help When You Need It
In School
Make Living and Career Decisions
Explore your Living Opportunities
Examine your Job Prospects
Prepare a Budget for After School
Plan for the Grace Period and Your First Payment
Prepare for and Attend the Exit Interview
Understand Grace
Identify Your Student Loan Servicer
Know the Logistics of Your 1st Payment
Verify Your Student Loan Information
Familiarize Yourself with the NSLDS
Verify Your Loan Details
Review Your Credit Record
Sources of Credit Information
Verify Your Credit Record