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Familiarize Yourself with the NSLDS

Where you should go to check the accuracy of your student loan record depends on what types of loans you have.

For your federal student loans, check the National Student Loan Data System (NSLDS).  The NSLDS is a clearinghouse that records all of your Title IV federal student loan information, as well as your enrollment and graduation status, and it’s what your student loan servicer will use to check on your repayment status after you leave school.  Every individual with a Title IV federal student loan can log on to the NSLDS and check its information for accuracy.

To check your federal loan record, do the following 4 steps:

• Get a pin number from the Department of Education at its pin Web site.
• Go to the NSLDS Web site and log on.
• Check two pieces of information:  the loan amounts you received and when you received them.

For your private loans, the place to check is with your lender directly.  Your lender's contact information should be on the promissory note (contract) you signed when you first received your loans.  Oh, and remember to keep those contracts, as they will be useful for years to come!

Chaperone Assist ⇒ Student Loan Chaperone can help you navigate your student loan record.

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