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Get Help When You Need It

If your contingency plans haven't worked as well as intended, don't wait until you are in the throws of difficulty before you get involved.  Not sure what to do?  There's no harm in asking for help.

• Friends & Family – The first place to go for help is friends and family.  Friends and family understand you the best, and the advice is (for the most part!) free.
• Student Loan Servicer – If you're having trouble with your student loans, the next place to go is your servicer.  Servicers have information on any repayment, deferment, or forbearance options you have and have probably dealt with your situation before.
• Student Loan Borrower Assistance – A non-profit student advocacy organization that has a Web site with helpful information about borrower legal rights.
• Student Loan Chaperone – If you still need help on what to do, definitely consider our Student Loan Chaperone program.  Student Loan Chaperone will guide you through student loan repayment and help you deal with your servicer, avoid student loan delinquency, and stay on your repayment plan.  This, in turn, will help you minimize your total borrowing costs and make sure you pay off your student loans as quickly as possible.

Regardless of who you might seek for help, do seek help if you suspect you're about to face problems with your student loan or other debt.  Correcting your problems early has the same advantages to your life as compounded interest helps with your investment growth.  It prevents problems from piling on each other, allows to you put them behind you sooner than later, and let's you move on with your life.

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